Lake Charles Insurance Fraud Lawyer
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Insurance Fraud Attorney in Lake Charles, LA
When an individual is accused of insurance fraud, their reaction is to feel afraid and uncertain. Insurance companies often try to play hardball by threatening accusations of fraud to get out of paying people what they are owed. Whether you’ve been charged with home insurance fraud after a house fire near University Park or you’ve been accused of Medicare fraud at Lake Charles Memorial Hospital, a Lake Charles insurance fraud lawyer is here to protect you.
Stockstill Defense Firm: Protecting You Against Allegations of Insurance Fraud
At Stockstill Defense Firm, our Lake Charles criminal defense attorneys have decades of experience advocating for the rights of individuals who have been accused of insurance fraud. We have built a strong reputation for aggressive and effective representation and are dedicated to protecting our clients’ rights.
We are known for our client-focused approach and take the necessary time to understand the unique details of your case. Let us keep you fully informed and supported right away.
Understanding Insurance Fraud Charges in Lake Charles
In Lake Charles, insurance fraud happens when an individual or entity lies to secure an insurance advantage or benefit that they are not actually entitled to. According to a recent study, acts of insurance fraud steal around $308.6 billion every year from consumers in the United States.
Insurance fraud can include the following acts:
Making a false claim. This occurs when an individual or entity creates a false claim, such as when someone reports an accident that didn’t actually happen or when a medical office bills for a service that was never provided. Another example could be when a person fakes an injury at their job to recover workers’ compensation benefits, when an uninsured driver is concealed in a car accident claim, or when property is intentionally damaged.
Underreporting. This act of insurance fraud happens when the holder of a policy underreports certain information to the insurance company in order to save money on their overall insurance premium. This can include circumstances where an employer underreports the number of individual workers they employ who want to be covered.
Exaggerated estimates. When an individual or entity sends an insurance company an exaggerated estimate in order to receive a higher amount of benefits, this is considered an act of insurance fraud. These acts can take several different forms, but one example might include an individual filing for benefits for old care damage under a current insurance claim.
Misreporting damages. This kind of fraud occurs when a claimant has allegedly reported damages that did not actually take place, along with damages that did happen, to receive a higher insurance payout. One example might include an individual listing items that were not stolen, along with items that were stolen, when filing a homeowner's insurance claim following a break-in and burglary.
If you have been accused of insurance fraud, you need to speak with an attorney. You are likely either being falsely accused or the actions you took were done so by mistake or without any kind of criminal intent.
While around 10-20% of insurance claims turn out to be fraudulent, at Stockstill Defense Firm, we are here to stand for the truth and protect you against any criminal charges. After listening to your side of the story, we can advocate for your rights.
The Most Common Types of Insurance Fraud
Insurance fraud can take several specific forms. All of these forms of insurance fraud can be allegedly committed by individuals, an employer, the insurance company itself, a business, or an organization. These specific types of insurance fraud include:
Medicaid fraud
Medicare fraud
Home insurance fraud
Workers’ compensation fraud
Property insurance and casualty fraud
Life insurance fraud
If you have been charged with any of these forms of insurance fraud, the stakes are high, no matter your level of innocence or guilt, and you need to contact an attorney as soon as possible.
FAQs
How Much Does a Fraud Attorney Cost?
How much a Lake Charles fraud attorney costs varies depending on the details of your case and the attorney themselves. Because every attorney is different, they structure their cost analysis in different ways. Factors such as the complexity of your case, the duration of your case, and the lawyer’s experience and skill level also affect the final costs.
How Can I Defend Myself Against Insurance Fraud Charges?
To defend yourself against insurance fraud charges in Lake Charles, you need to hire an attorney as quickly as possible. Your attorney can review the charges against you and determine what course of action to take in your defense. For insurance fraud cases, common defense strategies include that you lacked any intent to deceive, the information you provided is not, in fact, false, or that you were honestly mistaken.
What Evidence Is Used to Prove Insurance Fraud?
There are several forms of evidence that the prosecution can use to try to prove an act of insurance fraud. These forms of evidence include paperwork for your original insurance claim and photos of the supposed damages you suffered, if they contradict what you stated on your original insurance claim.
What Are the Consequences of Insurance Fraud?
The consequences of insurance fraud in Louisiana vary based on the scope of the fraudulent actions. You may find yourself facing imprisonment, fines, restitution payments, and community service.
In addition to these legal penalties, you may find it more difficult to secure future housing and employment. For felons who are reintegrating into society after imprisonment, there is a 30% unemployment rate across the country.
Hire an Insurance Fraud Lawyer from Stockstill Defense Firm
In insurance fraud cases, the stakes are high, and it is imperative that you hire an insurance fraud lawyer you can trust. At Stockstill Defense Firm, we would be honored to act as your legal advocate and protect your rights and freedoms against predatory and avoidant insurance companies.
Our team is ready to review your case and mount a solid, dependable defense. Contact our offices today to learn more and to schedule your initial, free consultation.
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Your First Step Toward Building a Strong Defense.